A romance scam occurs when a fraudster creates a fake online identity to establish a relationship with a victim, gaining their trust and affection before exploiting them for financial gain. 

Scammers often use social media, dating apps, or email to connect with victims, fabricating elaborate stories about needing money for emergencies, travel expenses, or medical bills. They may claim to be in the military, working overseas, or otherwise unable to meet in person. Victims, believing they are in a genuine relationship, send money or personal information, only to realize too late that they’ve been deceived.